Monday, October 17, 2011

Analysts expect the market to be trading around 1,420 to 1,450



KUALA LUMPUR: The stock market may be on a downtrend this week as investors lock up gains they made over the recent weeks as well as continuous fears on the US and Europe economies.

Although analysts believe there may be some key announcements that may push the market upwards this week, the overall sentiment is expected to remain bearish over the short-term.

"Overall, we are expecting the market to be poor over the near term. The fundamentals have not changed. US is still expected to register a slow growth, and crisis in eurozone is expected to continue," said Chris Eng, head of research at OSK Research Sdn Bhd.

Analysts expect the market to be trading around 1,420 to 1,450 this week. News flow from the US, eurozone, as well as China is expected to be the main market drivers this week.


Investors will be looking closely at what the eurozone will be doing to tackle the deepening sovereign debt crisis in Europe, a decisive plan to address the issue is expected to be unveiled at the G-20 meeting on October 23.

According to news reports, the plan taking shape among eurozone countries to address the crisis is built on three central elements: a new bailout for Greece; an effort to shore up the banks affected by Greek losses and potential future losses from other troubled eurozone countries; and additional firepower for the European Financial Stability Facility, the bloc's bailout fund to provide a reassuring backstop.

The benchmark FTSE Bursa Malaysia Kuala Lumpur Composite Index (FBMKLCI) fell by 0.17 per cent or 2.44 points to 1,442.43 on Friday. For the week, it gained 3 per cent, or 42.38 points.

The market, which hit its peak at 1,594.74 points early July, fell to as low as 1,331.80 points late September. Year-to-date, the benchmark index fell by 5.04 per cent.

This week, banking stocks are expected to be on investors' radar, especially RHB Capital Bhd and OSK Investment Bank Bhd, which received green light to start talks of a possible merger.

Malaysian Resources Corp Bhd, having clinched a RM46.5 million deal to undertake the remaining 200m construction of a drainage system in Kuala Sungai Pahang, is also likely be on the watch list.

Saturday, October 1, 2011

OPEN your mind and THINK


Unit Trust Consultant vs Makan Gaji

Thousands of young graduates hit the street to find the job. Starting salaries from RM1500 to RM4000 or even more. When they get tired to find the job, some of them said it is enough just to get the personal assistant salary of RM1000 per month.

So, can you imagine after 5 to 6 years studying to get a bachelor degree and suddenly there is no job suitable and available, the young graduates can opt to be a Personal Assistant, a clerk, a cashier, admin staff, temporary teacher etc. Do they do it because of they love the job or because they just want to earn the money.

Where is their skills that they learn in university or college on how to survive during tough time, at last minutes. They can complete their assignment on last minute. How cannot they sit down and think about their future for another 3 to 5 years after getting their degree.

So lets open your mind and think …


Unit Trust Consultant Makan Gaji at Corporate World
Qualification SPM je Degree ma…
First Year Income Kalau rajin RM10,000 per month. Kalau malas RM0 la. RM1,500 to RM4,000. Kalau malas kena terminate bro.
After 3 Years Income RM20,000 kalau ikut cakap leaders la. Kalau tak ikut, lingkup RM3,000 to RM6,000. Kalau tak ikut cakap boss. You are FIRED. Pastu kena cari kerja lain
Tahap Sibuk Masa Mula2 kena disiplin la.
Pastu baru ada time
freedom
Disiplin dari mula kerja sampai pencen bro. Kalau tak, tak berkat masa dan rezeki kita.
Boleh Cuti Panjang boleh Boleh kalau nak cuti terus dari syarikat tu
Free Vacation Overseas insyaAllah. Boleh pergi London, Paris, Mekah dsb free vacation tak de masa I kerja dulu, Tapi pergi overseas sambil training n meeting ada la.


Imagine that you want job security, imagine that you want time freedom, you want a handsome income, free vacation. After 3 years you can become a Group Agency Manager. In the corporate world, it is close to NONE for you to become a General Manager after 3 years.

Imagine you nak cuti pergi London. Boleh tak you pergi bercuti dalam tahun pertama you kerja dengan syarikat u tu, mereka bayarkan tambang, makan dan minum you. Hotel lagi. So tak lain dan tak bukan, jawapannya ada dalam menjadi unit trust consultant Public Mutual.

Lebih lanjut?pukul telefon 019 340 5447 Zarif

DISKAUN! DISKAUN! DISKAUN!







Mempersembahkan dana-dana kegemaran saya PISSF, PISTF, PISEF dan PIDF - dana semua dana ini sedang bagi the lowest price - DISKAUN! jadi apa perlu anda buat? mudah sahaja - tambahkan lagi pegangan unit. bagi pelabur EPF buat pengeluaran baru manakala bagi pelabur tunai - anda patut amnbil peluang ini untuk memulakan 'standing instruction' atau 'ringgit cost averaging' peluang paling terbaik sedang didepan mata sekarang - gunakan peluang ini atau ia akan terbang jauh. Kesemua dana-dana ini pernah mencapai paras sokongan terbaik - dan ianya punya potensi untuk bergerak kembali pada paras sokongan dana berita baik lagi PISSF akan bagi dividen pada bulan Disember - jadi apa lagi? pukul telefon 019-340 5447 Zarif

Tuesday, September 20, 2011

Market Intelligence



Setakat 9 September (thanks to kak Jas for the info and the graph) DJIA, S&P 500 dan Hang Seng telah membentuk perubahan dengan trend menaik. namun KLCI masih belum recover langsung. Fenomena raya? mungkin juga - kebanyakan kita beraya sampai sebulan! adakalanya open house sampai terlajak ke bulan Zulkaedah. Apapun saya berusaha keras mengalakkan para pelabur menambah pegangan unit ketika ini - waktu harga paling terendah untuk 'rebalancing'. the price is on discount now!

Nota : KLCI adalah benchmark bagi kebanyakan dana-dana unit amanah dalam negara, justeru Mohd Zarif berusaha sebaik mungkin pada peluang harga terendah ini untuk buat 'rebalancing' agar kos purata per unit setiap rakan pelabur pada harga minimum. Perbincangan amat dialu-alukan, pukul telefon 019-3405447

Market Intelligence



Setakat 9 September (thanks to kak Jas for the info and the graph) DJIA, S&P 500 dan Hang Seng telah membentuk perubahan dengan trend menaik. namun KLCI masih belum recover langsung. Fenomena raya? mungkin juga - kebanyakan kita beraya sampai sebulan! adakalanya open house sampai terlajak ke bulan Zulkaedah. Apapun saya berusaha keras mengalakkan para pelabur menambah pegangan unit ketika ini - waktu harga paling terendah untuk 'rebalancing'. the price is on discount now!

Nota : KLCI adalah benchmark bagi kebanyakan dana-dana unit amanah dalam negara, justeru Mohd Zarif berusaha sebaik mungkin pada peluang harga terendah ini untuk buat 'rebalancing' agar kos purata per unit setiap rakan pelabur pada harga minimum. Perbincangan amat dialu-alukan, pukul telefon 019-3405447

Friday, August 26, 2011

Panik? Switch? Repurchase?



Situasi ekonomi semakin mengelisahkan rakan pelabur - KLCI masih belum kelihatan seperti mahu melonjak naik setelah isu penurunan rating hutang USA oleh S7P. adakah ini panik? apa patut anda buat? repurchase? switch? k emana? money market? bond?

tenang tuan-tuan,

rujuk rajah yang saya post diatas, ya benar, memang KLCI merundum sejak julai 2011 dan nampak gaya macam akan merundum terus seperti 2008. tapi tunggu, jangan panik dulu - take a look at the big picture - mari lihat growth KLCI dari 1993 - ekonomi sebenarnya semakin baik bahkan dari 2009 growth KLCI meningkat - cuma mungkin sedikit perlahan iaitu 4.03%

apa tindakan sekarang?

saya mencadangkan anda supaya membuat Rebalancing sekerap dan secepat mungkin bagi membentuk pulangan positif pada pelaburan anda, penambahan pegangan unit sekarang dilihat sebagai mengambil peluang keemasan agar anda memiliki kos purata unit yang lebih rendah

Nota ; Mohd Zarif mengalu-alukan 'table talk' antara beliau dan rakan pelabur juga rakan consultant, ini bagi menambahbaik servis beliau dalam industri ini. Beliau percaya rakan pelabur berhak memahami situasi terkini dan mengambil peluang pada setiap situasi agar mendapat pulangan pelaburan yang lebih dari 3% atau 8% dan secara islamik. Sila pukul telefon 019 340 5447

Tuesday, August 16, 2011

KLCI : summary and take a look for a big picture



Nota : Memantau perkembangan semasa indeks boleh membantu seorang consultant unit trust mengambil sebarang keputusan perlu untuk memaksimumkan pelaburan unit trust dalam dana syariah unit amanah. Kaedah ini lebih kepada keputusan jangka pendek dalam mengambil peluang menggandakan pulangan pelaburan unit amanah melalui simpanan KWSP daripada akaun 1. Hubungi Zarif 019 3405447




Tuesday, August 9, 2011

The Recovering ; Stocks Soar Most in Two Years, S&P 500 Up 4.8%




U.S. stocks jumped the most in more than two years, rebounding from the worst drop since 2008, and 10-year Treasury yields touched a record low as the Federal Reserve vowed to keep interest rates near zero through mid-2013. The dollar weakened and the Swiss franc rose the most since at least 1971.

The Standard & Poor’s 500 Index jumped 4.7 percent to 1,172.53 at 4 p.m. in New York, its biggest gain since March 2009, after tumbling 6.7 percent yesterday. The 10-year Treasury yield fell as much as 28 basis points to 2.03 percent before trimming its decline. The Dollar Index slid 1.2 percent, its biggest drop since October, while the Swiss franc strengthened as much as 6.5 percent to a record $1.4099.

In pledging to keep its benchmark rate at an all-time low, the Fed also discussed a range of policy tools to bolster the economy, saying it is prepared to use them “as appropriate.” The statement fueled speculation the central bank may consider a third round of quantitative easing through bond purchases to revive a recovery that’s “considerably slower” than anticipated.

“The Fed is clearly setting up a situation that could offer them the potential to do something significant, if necessary,” Bruce McCain, who helps oversee $22 billion as chief investment strategist at the private-banking unit of KeyCorp in Cleveland, said in a telephone interview. “That could be viewed as a positive,” he said. “People are starting to realize that what we’ve had in the market was an overreaction.”

Rebound After Rout

U.S. stocks rebounded from a rout that wiped out $1 trillion yesterday in the first trading session after the government was stripped of its AAA rating at S&P. The S&P 500 sank 11 percent in the previous three days and started today trading at 12.3 times reported earnings, compared with its average of 16.4 since 1954, according to data compiled by Bloomberg.

The MSCI All-Country World Index rose 2.1 percent for its biggest gain of the year, rebounding from a drop of as much as 2 percent earlier today that threatened to extend declines from this year’s high in May to 20 percent or the threshold for a bear market. The index started the U.S. session valued at about 12.1 times profits, down from 21 in 1995..The MSCI Emerging Markets Index pared today’s drop to 2.2 percent after tumbling as much as 4.4 percent.
Dow Rallies

The Dow Jones Industrial Average rallied 429.92 points, or 4 percent, to 11,239.77 for the biggest percentage gain since the month the bull market began in March 2009. The Dow’s advance today was the 10th largest point-gain in the history of the index, according to Bespoke Investment Group LLC. All 30 stocks gained at least 0.8 percent.

Laszlo Birinyi, one of the first investors to recommend buying when the bull market began in 2009, said the Standard & Poor’s 500 Index will continue its ascent, though possibly not to the level he had predicted.

“The bull market is intact, and while our ‘target’ of 1,450 in mid-2012 is admittedly a bit shaky, our more important conclusion that a rational, disciplined portfolio can attain a 10 percent plus return in 2011 is not,” Birinyi, of Westport, Connecticut-based research firm Birinyi Associates Inc., wrote in a note today.

Financial Shares

Financial shares in the S&P 500 led today’s advance, surging more than 8.2 percent as a group for the biggest rally since May 2009 and recovering from yesterday’s two-year low. Bank of America Corp. surged 17 percent and Hartford Financial Services Group Inc. climbed 16 percent to lead gains among 80 of 81 banks, insurers and investment firms in the index.

The Fed’s statement represents the biggest effort since November to spark the U.S. economy and revive confidence while stopping short of initiating a third round of large-scale asset purchases. Chairman Ben S. Bernanke and his colleagues acted after reports showed the economy was slowing and an unprecedented downgrade to the U.S. credit rating sent stocks tumbling from Sydney to New York. Three members of the policy committee dissented, preferring to maintain the pledge to keep rates low for an “extended period” without a specific timeframe.

The central bank’s plan to keep the federal funds rate in its range of zero to 0.25 percent for two more years is a “major policy change,” according to Augustine Faucher, director of macroeconomics at Moody’s Analytics in West Chester, Pa.

Fed ‘Is Concerned’

“By providing a more explicit time line for raising rates, the Fed is telling markets it is concerned about recent economic weakness and the potential for a near-term contraction, and is dedicated to spurring stronger economic growth, Faucher wrote in a note.

MEMC Electronic Materials Inc. climbed 19 percent for the biggest increase in the S&P 500. Four executives, including Chief Executive Officer Ahmad Chatila, bought a combined 87,500 shares of the second-largest U.S. manufacturer of polysilicon on Aug. 5, according to regulatory filings.

Treasury note and bond yields plunged after the Fed’s statement was issued at 2:18 p.m. New York time, before paring the declines later in the afternoon.

Two-year Treasury yields also touched a record low, dropping as much as 10 basis points to 0.16 percent before trading at 0.20 percent. Thirty-year rates were little changed at 3.65 percent. The Treasury’s sale of $32 billion in three- year notes drew stronger-than-average demand in the first note sale since the U.S. debt rating was cut.

Moody’s, Fitch

Moody’s Investors Service reiterated yesterday that it affirmed the U.S. government’s top Aaa ranking because the dollar’s status as the main reserve currency allows it to support higher debt levels than other countries. Fitch Ratings affirmed its AAA grade for the U.S. last week. The U.S. AA+ rating at S&P is still higher than Japan or China.

European shares recovered from early losses amid speculation that the Fed would bolster investor confidence. The Stoxx Europe 600 Index snapped a seven-day slump and rebounded from a two-year low, climbing 1.4 percent after plunging 5.1 percent in early trading. Basic-resource stocks rebounded from an 11-day slide, led by gains at Antofagasta Plc. Thomas Cook Group Plc, Europe’s second-largest tour operator, surged 17 percent. RWE AG, Germany’s second-biggest power company, led utilities lower after profit fell.

Italian Bonds

The yield on Italy’s 10-year note fell 11 basis points to 5.18 percent, after dropping 81 basis points yesterday. The extra yield investors demand to hold Italian 10-year securities instead of benchmark German bunds dropped 21 basis points to 281 basis points today, the least since July 22. The European Central Bank bought Italian and Spanish bonds for a second day, people familiar with the transactions said. Spain’s 10-year yield fell eight basis points to 5.08 percent today, extending yesterday’s slide.

Four years after BNP Paribas SA marked the start of a financial crisis by freezing withdrawals from investment funds because it wasn’t able to value subprime mortgage bonds, a reduction of the U.S. debt rating and escalating sovereign woes in Europe show credit markets are still fragile. The Markit iTraxx Crossover Index of credit-default swaps on mostly junk- rated European companies increased for an eighth day, adding 18 basis points to a mid-price of 592 today.

The S&P GSCI index of 24 commodities lost 1 percent. Oil lost 2.5 to $79.30 a barrel, the lowest level since September. Gold futures pared gains after adding as much as 4.1 percent to a record $1,782.50 an ounce.

Saturday, August 6, 2011

US market watch

Sebahagian anda mungkin sudah mengetahui keadaan market US pada jumaat lepas. Saya mengambil langkah tunggu dan lihat sebelum membuat komentar pada situasi ini. Sebelum itu anda boleh buat bacaan di bloomberg berkenaan situasi ini

VIX Surges Most Since February 2007 Amid ‘Panic’ of Global Stocks Plung

http://www.bloomberg.com/news/2011-08-04/vix-jumps-to-highest-level-since-march-as-economic-data-pushes-down-stocks.html

(baca ; VStoxx Rises)

situasi ini mirip apa yang berlaku pada Februari 07 dimana berlaku panic selling, namun begitu saya percaya ini adalah waktu untuk menambahkan pegangan unit anda dalam pelaburan unit trust. Saya masih positif dengan portfolio ekuiti dan berikut adalah perkembangan terbaru market US



Nota ; Mohd Zarif menyediakan ruang untuk rakan pelabur dan rakan consultant mendapatkan maklumat terkini berkait perkembangan semasa. Saya percaya, dengan melihat dari aspek analisa data data yang ada dapat membantu kita menetapkan kedudukan semasa. Ini akan membantu rakan Consultant Unit Trust dalam menangani persoalan semasa. Jom sertai saya sebagai rakan consultant? Zarif 019 -3405447

Thursday, July 28, 2011

Pentagon of Islamic Financial Planning




Nota : Gambarajah diatas adalah kesimpulan mudah kepada perancangan kewangan islam untuk anda. thanks to Kak Jas, Jika anda ingin mengetahui lebih lanjut berkenaan bagaimana anda boleh merancang kewangan anda dalam secara islamik, hubungi saya Zarif 019-3405447

Wednesday, July 20, 2011

Bursa Malaysia targets 20% annual profit growth for next 3 years

KUALA LUMPUR: Bursa Malaysia Bhd aims to grow its profit after tax by at least 20% per annum for the next three years as part of its mid-term plan. The holding company of the Exchange is also looking to grow its daily average trading value so that it is on par with the leading exchanges in the region, said its CEO Datuk Tajuddin Atan.

“We are putting in place five strategic thrusts to improve the profitability and liquidity of the equity, derivatives and Islamic markets. In terms of growth, we aspire to match the growth in other advanced and emerging markets. If the SGX grows 5%, we will also strive to grow by 5%,” he said at the media briefing for the company’s first half-year results yesterday.

Tajuddin said the securities market has picked up momentum in the first half of 2011 (1HFY11 ended June 30) with activities under the Economic Transformation Programme (ETP) as catalysts.

“The ETP has spurred activities in sectors such as finance and construction. Notwithstanding that, our increased engagements with foreign institutions are directing more attention to this market,” he said. Average trading volume by foreign investors increased 37% compared with a year earlier.

Tajuddin added that its position was recently elevated to Advanced Emerging Market on the FTSE and its weightage had increased to 3.14% from 2.9% in the MSCI My Emerging Market index.
Tajuddin: We aspire to match the growth in other advanced and emerging markets.

Bursa Malaysia’s net profit for 1HFY11 rose 37% to RM76.2 million from RM55.56 million a year earlier. Its earnings per share improved to 14.3 sen from 10.5 sen. Revenue rose 26% to RM217.16 million from RM172.38 million and market capitalisation was up 29% to RM1.34 trillion from a year earlier.

The highest revenue growth was in derivatives trading, which increased 45% to RM25.3 million from RM17.5 million. Securities trading rose 36% to RM103.8 million from RM76.4 million. Tajuddin said the derivatives market performed better as it benefitted from increased accessibility and visibility when it migrated to the CME’s Globex trading platform in September last year.

“We saw participation of institutional traders increase to 42% compared with 38% before the migration. We have also seen steady increase in our Crude Palm Oil Futures (FCPO) contracts as palm oil producers hedge against the softening palm oil prices,” he said, adding that it has received approval for US investors to trade on the futures index.

Bursa Malaysia’s net profit fell to RM35.7 million for 2QFY11 ended June 30 from RM40.5 million for 1QFY11. Its operating revenue fell 14% to RM92.5 million from RM107.8 million.


This article appeared in The Edge Financial Daily, July 20, 2011.

Nota : FBM KLCI adalah berkadar langsung dengan dana-dana yang dilaburkan oleh rakan pelabur. Pada ketika ini menurut seorang rakan consultant, beliau masih terus kekal memegang portfolio ekuiti. Beliau percaya 1580 akan menjadi support yang kuat untuk 6 bulan akan datang dan "Critical" resistance yang beliau rasakan penentu untuk menetap kedudukan adalah pada 1700.

MIER : GDP 2011 dijangka 5.2% ; 2012, 5.5%

Data terkini dari MIER

1. Ekonomi Malaysia menguncup kepada 4.6% pada suku pertama 2011

- with private and public consumption of 6.7% and 6.1% respectively offsetting a 24.2% fall in exports

- services and manufacturing sectors were the main growth drivers, rising 5.9% and 5.4% respectively.

2. Pertumbuhan momentum ekonomi dijangka sederhana pada suku kedua 2011 disebabkan
- Tsunami di Japan
- pullback in commodity prices,
- rising cost-push inflation
- higher debt servicing.

3. Rebound was expected in 2H11 due to the reCONSTRUCTION efforts in Japan and the implementation of ETP projects.

4. MIER maintained its earlier growth projection for the country at 5.2% in 2011, before rising to 5.5% in 2012.

Bacaan lanjut @ Malaysia 1Q economic growth 4.6%, says MIER

Wednesday, June 8, 2011

PISTF and PIEF after dividen





Saya percaya pada ketika ini waktu terbaik untuk melabur dalam PISTF dan PIEF berdasarkan rekod sebelum dividen. Saya juga percaya, jika pelaburan dibuat sekarang rakan pelabur mampu menerima pulangan lebih daripada kadar pulangan yang dijanjikan KWSP sebelum genap setahun. P ITTIKAL pula dijangka menutup tirainya pada 16 June atau mencapai kuota baki 30% - which ever comes first. PISEF adalah dividen seterusnya! WHAT'S NEXT? Jika anda mahu berkongsi strategi saya dalam menguruskan pelaburan unit amanah anda dengan lebih lanjut, hubungi Mohd Zarif 019-3405447.

Sunday, May 15, 2011

DEB, MBE dan TERAJU

1. Dasar Ekonomi Baru (DEB) adalah dasar yang baik dan sesuai pada zamannya diperkenalkan pada 1970.

2. Apabila zaman berubah, maka kita juga perlu berubah untuk terus maju ke hadapan. Justeru, kita sepatutnya sudah memulakan dasar ekonomi yang lain seawal tahun 2000 lagi. Lebih-lebih lagi apabila DEB itu dimanipulasikan oleh pihak berkepentingan.

3. Jadi, National Economic Advisory Council (NEAC) ditubuhkan pada Julai 2009. Diketuai oleh Tan Sri Amirsham A Aziz bekas CEO Maybank. Senarai ahli majlisnya kelihatan bebas dari pengaruh politik. Tidak lama kemudian, keluar dokumen dari NEAC yang dinamakan Model Baru Ekonomi (MBE) untuk menggantikan DEB.

4. Maka berbincanglah pelbagai kumpulan dari pelbagai peringkat mengenai apa yang ada dalam MBE ini. Saya membaca setiap muka surat dokumen ini dan hadir dalam salah satu sesi pembentangan yang ada.

5. Secara peribadi, memang saya teruja sekiranya cadangan NEAC ini diterima sepenuhnya. Modelnya memang berbeza sungguh dengan DEB. Seperti yang pernah saya ulas dalam laman sosial antaranya, UMNOputra dan kroninya adalah golongan yang terkesan sekiranya MBE ini dilaksanakan. Justeru, saya terkejut apabila melihat DS Najib berani membuat perubahan ini.

6. Telahan saya tepat, dan cadangan NEAC ini hanya tinggal cadangan apabila pada 8 Februari 2011, PM melalui Majlis Tindakan Agenda Bumiputera (MTAB) telah menubuhkan Unit Peneraju Agenda Bumiputera (TERAJU) yang mana DEB akan diteruskan dengan nama yang lain pula.

7. Maka menurut Datuk Dr Zainal Aznam, salah seorang ahli NEAC, Pribumi Perkasa Malaysia (PERKASA) telah berjaya mendesak kerajaan DS Najib agar mengekalkan kerangka DEB yang kini diterjemahkan melalui TERAJU. PERKASA sendiri secara terang-terangan memang berbangga dengan ‘kejayaan’ mereka mengekalkan kepentingan Bumiputera seperti kuota ’30 peratus’ sedangkan kita sepatutnya sudah mula menguasai 100%!

8. Bagi saya ini memang langkah ke belakang apabila kita masih mahukan kerangka DEB memandu kita menghadapi abad ini, yang jauh berbeza dari zaman 1970.

9. Kepada tuan puan pembaca budiman, negara kita tidak pergi ke mana. Pakatan Rakyat dengan gaya politik dan cadangan-cadangan pengurusan ekonomi mereka pun sebenarnya tidak membawa kita ke mana. Undi PR begitu, undi BN pun begini. PR hanya tahu mainkan sentimen harga barang naik, BN hanya mahu kekal status quo.

10. Negara kita tidak mahu berubah. Kita tiada pemimpin dan negarawan melainkan hanya sekumpulan politikus yang berebut mahukan kerusi empuk Putrajaya. Kita perlu berubah segera! Harapkan KWSP sahaja sebagai simpanan hari tua?

Monday, April 25, 2011

Fund Review, what's next?


PISEF (jingga) vs PISTF (hijau) in 6 months timeframe

P Ittikal (jingga) vs PISTF (hijau) in 6 months timeframe



Perbandingan PISEF-PISTF-P Ittikal


Rajah pertama membandingkan antara PISEF dan PISTF - fund terbaru yang termasuk dalam senarai favourite - sejak dilancarkan - stable dan naik nak dibandingkan dengan PISTF - waktu Tsunami di Jepun dan krisis LIbya & Mesir - PISEF masih tetap stabil

Rajah kedua perbandingan antara Public Ittikal dan PISTF - anda boleh lihat sejak pertengahan Februari hingga yang terkini P Ittikal berjaya overtake PISTF - we believe that Ittikal shall boom in the near future

Jadi...anda buat pilihan...

Nota : Mohd Zarif sering membuat diskusi bersama Caliph Advisors berkenaan dana-dana patuh syariah untuk diberi tumpuan dan sebagai 'after sales services' kepada rakan pelabur unit trust. saya percaya ini mampu membantu rakan pelabur menetapkan kedudukan mereka. Ada banyak lagi perkara yang saya sedia kongsikan bersama rakan consultant dan rakan pelabur unit trust, Jom kita diskusi? Hubungi Zarif 019-3405447